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What You Get From an Auto Accident Settlement The amount you are awarded for a car accident settlement depends on the severity of your injuries. Medical bills are more expensive when you suffer more severe injuries. Documenting auto accident attorney irving can help maximize your settlement. Your lawyer can create an inventory of all relevant damages that include doctors' notes, wage documents and eyewitness testimony. Medical bills If someone is injured in an automobile accident medical bills are usually at the forefront of their minds. In the majority of personal injury cases, the law will cover the costs. It may take months or in some cases years, before the at-fault driver is found to be responsible by the court or settlement agreement however. In the meantime, victims accrue medical bills that have to be paid. Car accident injuries usually require substantial medical treatment including surgery and physical therapy. Medical bills can be high. It is vital that the victims are aware that they shouldn't be obligated to pay for their own medical bills after a crash. Instead the at-fault driver should be held accountable for these costs as part their accident settlement. In some instances, a party at fault may be responsible directly for the victim's medical expenses. In other cases the victim's health insurance or med-pay coverage will pay these costs as they grow. Based on the situation of the victim and the type of insurance coverage, these costs could be covered under rolling claims. In certain instances hospitals or health insurance provider might make a lien on a portion of the victim's eventual settlement. Fortunately, an experienced attorney will assist in negotiating these liens in order to increase the amount of money in the pockets of the victim. Loss of wages A car crash can cause havoc to your finances. You may also need to pay lost wages due to injuries in addition to medical bills and property damage. New York law requires that your car insurance policy reimburse you for the loss of income, up to a certain amount. Your attorney will help you get the full amount you deserve for your missed income. The most popular method to prove lost earnings is to provide paychecks or other wage documents. Other important documents include bank statements, invoices and correspondence for self-employed workers. It is also important to have letters from your employer that substantiates the number of days or hours you missed because of your injury. If you are suffering from an injury that permanently limits or prevents your ability to earn, your lawyer will consult an economist or financial expert to determine your future earning potential. In this case the expert will look at your age, education level and training, credentials, career path, and job tasks you're no longer competent to perform. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers often meet with clients who are seriously injured in accidents and not work. Not only do they have the right to compensation for lost wages due to accidents that were not their fault, but they may also be eligible for additional compensation through the insurance of the driver or owner of the vehicle who was responsible. Pain and suffering Car accident victims deserve compensation for the emotional stress and pain they suffer after an accident. But, since emotional stress as well as physical pain cannot be recorded in photographs or documented by x-rays insurance companies often deny these losses. This is why it is crucial to have a professional personal injury attorney in your corner when dealing with the at-fault driver's insurance. Your Queens injury lawyer can help you gather evidence to back your claim. For instance, the victim's medical bills and written formal diagnoses can establish the severity of their injuries. A diary or journal, which begins at the time of the accident and continues throughout the healing process, may record physical and emotional pain as well as emotional distress. The extent of your injuries could also influence the amount of your settlement. For example, a spinal cord injury or a severe brain trauma could result in a greater amount than a minor head injury that was cured in three weeks. The value of your injuries is an important aspect that will affect the amount of your auto accident settlement. Your lawyer will assist in the calculation of your damages and in building an effective case to get the full amount of compensation you are entitled to. Contact a knowledgeable attorney today to find out more about the various types of damages awarded in a New York car accident lawsuit. Damages As we have discussed above, settlement awards aim to pay victims of car accidents for financial losses. The amount will vary depending on the severity of a victim's injuries and the amount they have lost due to the absence from work and property damage. In addition, the award will also include non-economic damages such as pain and suffering. Insurance companies use formulas to calculate the amount they are required to pay. These damages are difficult to quantify, but they can be determined. A multiplier, usually based on medical expenses, is added to the quantifiable expenses to determine a settlement amount for non-economic damages. Major injuries and permanent impairments typically are compensated with greater amounts than minor injuries or injuries that are temporary. A car crash is an incredibly stressful experience that could alter your life. Although a settlement will not eliminate these losses, it should provide compensation that helps a victim overcome their financial hardships and restore a sense of normalcy to their lives. A lawyer who has experience can evaluate your case and negotiate an amount as high as possible. Although it could be tempting to settle for a lesser amount than you're entitled to, doing so could compromise your future recovery. You give up your right to sue or file additional claims related to the accident after you sign the settlement agreement.